As a crypto blogger who’s tested dozens of platforms, I know how overwhelming it can be to choose the right exchange, especially when security, fees, and user experience are on the line. In this comprehensive WhiteBIT exchange review, I’ll break down everything you need to know about WhiteBIT: from trading fees and withdrawal methods to security, country availability, and the real pros and cons. Whether you’re a beginner or a seasoned trader, read on to see if WhiteBIT deserves a spot in your crypto toolkit.
What is WhiteBIT?
WhiteBIT is a European-based cryptocurrency exchange, founded in 2018 and headquartered in Lithuania. It has rapidly become a major player, boasting over 8 million users globally and a daily spot trading volume exceeding $570 million as of May 2025. WhiteBIT is fully licensed in the EU, operates under strict regulatory oversight, and is part of the larger WhiteBIT Group, which serves more than 35 million users worldwide.
The platform is designed to cater to both new and experienced traders, offering a customizable trading interface, advanced security features, and a wide range of trading of over 600 cryptocurrencies and 820+ trading pairs, to be exact. With its robust ecosystem, WhiteBIT aims to be more than just an exchange: it’s a full-featured crypto hub, offering spot, margin, and futures trading, staking, lending, and even a crypto debit card.
Key Features at a Glance
- Over 6600 cryptocurrencies and 820+ trading pairs
- Spot, margin, and futures trading with up to 100x leverage
- Advanced TradingView integration for charting and analytics
- Customizable trading terminal and mobile apps for iOS/Android
- Crypto lending, staking, and auto-invest features
- WhiteBIT Nova Visa debit card for EU users
- 24/7 multilingual customer support
- Industry-leading security: Level 3 CCSS certification, 100/100 CER.live score
- Lucrative referral program (earn up to 50% of your referrals’ trading fees)
- Fiat on/off ramps: Currently supports USD, EUR, GBP, UAH, BGN, PLN, CZK, KZT, TRY
User Experience & Interface
WhiteBIT’s interface strikes a balance between simplicity and depth. The trading terminal is fully customizable: you can switch between light/dark modes, rearrange order books, and personalize your dashboard for maximum comfort. Integration with TradingView means you get access to a full suite of technical analysis tools-without paying extra.
Beginners will appreciate the intuitive “Quick Exchange” and “Convert” features, which allow for instant swaps without navigating complex order books. For advanced users, margin and futures trading are just a click away, with leverage options up to 100x and clear risk warnings.
The mobile apps (iOS and Android) are highly rated, offering nearly all the functionality of the desktop platform, including trading, deposits/withdrawals, and even the unique Shake-to-Send feature for instant transfers between WhiteBIT users.
Security: Is WhiteBIT Safe?
Security is where WhiteBIT truly shines. In December 2024, it became the first exchange in the world to achieve Level 3 Cryptocurrency Security Standard (CCSS) certification highest level possible. It also holds a perfect 100/100 cybersecurity score on CER.live and is PCI DSS Level 1 certified, ensuring top-tier protection for payment data.
Key Security Features:
- 96 %+ of user funds are stored in offline cold wallets
- Multi-signature wallets and rigorous access controls
- Regular security audits and penetration testing
- Public bug bounty program (up to $10,000 reward)
- Two-factor authentication (2FA) and anti-phishing tools
- Address whitelisting and automated risk monitoring
As of early 2025, WhiteBIT has never suffered a major hack or security breach track record which inspires confidence. For users, enabling 2FA and setting up anti-phishing codes is strongly recommended for maximum protection.
Supported Countries and Restricted Jurisdictions
WhiteBIT is available in most countries worldwide, with a strong presence in Europe, Asia, and the CIS region. However, due to regulatory restrictions, users from the following countries cannot use WhiteBIT:
- United States
- Afghanistan
- American Samoa
- U.S. Virgin Islands
- Territory of Guam
- Iran
- Yemen
- Libya
- State of Palestine
- Puerto Rico
- Somalia
- North Korea
- Northern Mariana Islands
- Syria
- Russia
- Belarus
- Sudan
- Transnistria
- Turkish Republic of Northern Cyprus
- Western Sahara
- Federal Republic of Ambazonia
- Kosovo
- South Sudan
- Temporarily occupied territories of Georgia and Ukraine
If you’re not from one of these regions, you’re good to go!
WhiteBIT Proof of Reserves (PoR)?
Account Creation & KYC
Getting started on WhiteBIT is straightforward. Sign up with your email, create a secure password, and verify your account via email. To unlock all features (including fiat deposits/withdrawals and higher limits), you’ll need to complete KYC by submitting identification documents.
Tip: Enable two-factor authentication (2FA) and set up an anti-phishing code during registration for enhanced security.
Deposit & Withdrawal Methods
Supported Fiat Currencies
- USD
- EUR
- GBP (currently under maintenance)
- UAH
- TRY
- PLN
- CZK
- BGN
- KZT
Deposit Methods
- Bank cards (Visa/Mastercard)
- SEPA transfers (Europe)
- GEO Pay, Checkout Visa/Mastercard
- Advcash, monobank
- WhiteBIT Codes (0% fee, instant transfer between users)
Deposit Fees
- Bank cards: 0.2% to 3.5% (varies by region and method)
- SEPA transfers: Typically low or free
- WhiteBIT Codes: 0% fee
Crypto Deposits
- Most cryptocurrencies can be deposited with no fee (network fees may apply for some tokens).
Withdrawal Methods
- Bank cards (Visa/Mastercard)
- SEPA transfers
- Crypto withdrawals (wide range of coins and networks)
- Advcash, monobank
Withdrawal Fees
- Fiat withdrawals: Fees vary by method and currency, generally competitive with other major exchanges.
- Crypto withdrawals: Fees depend on blockchain network conditions and the specific asset. For example, withdrawing Bitcoin incurs a network fee (0.000025 BTC) that is transparently displayed before confirmation (as shown in the screenshot above).
Withdrawal Times
- Crypto: Typically processed within 1–60 minutes
- Fiat: Processing times vary by method (SEPA transfers can take 1–2 business days; card withdrawals are often faster).
Trading Fees
WhiteBIT’s fee structure is transparent and highly competitive, especially for active traders.
Spot Trading Fees
30-Day Volume | Maker Fee | Taker Fee |
< $100,000 | 0.10% | 0.10% |
$100,000+ | 0.06% | 0.095% |
$250,000+ | 0.05% | 0.09% |
$500,000+ | 0.04% | 0.085% |
$1,000,000+ | 0.00% | 0.08% |
$2,000,000+ | 0.00% | 0.07% |
$5,000,000+ | 0.00% | 0.065% |
$10,000,000+ | 0.00% | 0.06% |
$20,000,000+ | 0.00% | 0.05% |
$50,000,000+ | 0.00% | 0.04% |
$100,000,000+ | -0.001% | 0.03% |
Key Takeaways:
- Flat 0.10% fee for both makers and takers for most users-well below the industry average (0.18–0.22%).
- Lower fees for high-volume traders.
- Occasional negative maker fees for top-tier volumes (get paid to provide liquidity!).
Margin & Futures Trading Fees
Type | Maker Fee | Taker Fee |
Margin | 0.0585% daily (borrowed funds) | - |
Futures | 0.01% | 0.035% |
Other Fees
- No fees for internal transfers using WhiteBIT Codes
- No deposit fees for most crypto assets
- Withdrawal fees depend on the asset and network
Trading Products & Tools
Spot Trading
Like I mentioned earlier, there are over 600 cryptocurrencies across 820+ trading pairs. The interface supports market, limit, stop-limit, and stop-market orders. Advanced charting via TradingView is included at no extra cost.
Margin Trading
Trade with up to 10x leverage. OCO (One Cancels Other) orders are available, allowing for more sophisticated risk management strategies.
Futures Trading
WhiteBIT offers futures contracts on major cryptocurrencies like BTC, ETH, SOL, XRP, and LTC, with up to 100x leverage. The interface is clean and provides real-time risk metrics.
Demo Trading
The Demo Token (DBTC/DUSDT) lets users practice trading strategies with zero risk-perfect for beginners or those testing new tactics.
Crypto Lending
WhiteBIT lending feature offers 2 options, the Flex and Fixed investment plans. Users can earn passive income by lending their crypto assets. Flexible terms from 7 to 360 days, with daily interest accrual. APY rates are competitive, reaching up to 18.64% for some assets.
Staking & Auto-Invest
This feature allows you to stake select cryptocurrencies (as shown above) to earn rewards, or set up automated recurring purchases (Auto-Invest) to dollar-cost average into your favorite coins.
WhiteBIT Nova Crypto Card
A Visa-powered debit card for EU users, launched in December 2024. Spend crypto anywhere Visa is accepted, with zero card service fees, free activation, no monthly/inactivity fees, and minimal ATM charges (€0.50 for inquiries, €2.00 for withdrawals). Earn up to 10% cashback on purchases. However, a minimum claim amount of 5 EUR is required to redeem your cashback rewards. Also, if you plan to have a physical version of the card, the cost for delivery is 10 EUR.
Customer Support
WhiteBIT offers 24/7 customer support in 10 languages, including English, Ukrainian, and Spanish. Support channels include live chat, email, and a comprehensive help center packed with guides and FAQs. Response times are generally fast, and the support team is knowledgeable and helpful.
WhiteBIT Pros & Cons
Let’s break down the real-world advantages and drawbacks of using WhiteBIT:
Pros | Cons |
Industry-leading security (Level 3 CCSS, 100/100 CER.live) | Not available to US residents or users in several restricted countries |
Low, transparent trading fees (0.10% or less for most users) | Some fiat deposit/withdrawal methods incur higher fees (up to 3.5% for cards) |
Huge range of cryptocurrencies and trading pairs | Withdrawal fees for crypto can fluctuate with network congestion |
Advanced trading tools (TradingView, OCO orders, margin/futures) | KYC required for full access and higher limits |
Excellent mobile apps and a customizable interface | No conditional orders on spot trading (only on margin) |
Fast deposits/withdrawals (crypto: 1–60 min; fiat: same day to 2 days) | Limited fiat support outside Europe and select regions |
Staking, lending, and auto-invest features | No support for US investors |
WhiteBIT Nova Visa card (EU) with zero fees and cashback | |
24/7 multilingual customer support | |
Lucrative referral program (up to 50% of trading fees from referrals) | |
Never hacked; regular security audits and bug bounty program |
WhiteBIT Referral Code: 852d0345-350a-43c6-9812-a4c263f78021
How Does WhiteBIT Compare to Other Exchanges?
Feature | WhiteBIT | Binance | Coinbase | Kraken |
Spot Trading Fee | 0.10% (flat, lower for high volume) | 0.10%/0.10% (maker/taker) | 0.60%/0.40% (maker/taker) | 0.16%/0.26% (maker/taker) |
# of Cryptos | 600+ | 1000+ | 300+ | 250+ |
Security Certification | Level 3 CCSS, 100/100 CER.live | ISO/IEC 27001, regular audits | SOC 1, 2, 3; insurance | SOC 2, regular audits |
Card Offering | Yes (EU, Visa, 0 fees) | Yes (global, Visa) | Yes (US, Visa) | No |
Margin/Futures | Yes (up to 100x) | Yes (up to 125x) | No | Yes (up to 5x), 50x on Kraken+ |
US Availability | No | Yes | Yes | Yes |
KYC Required | Yes | Yes | Yes | Yes |
Final Thoughts: Is WhiteBIT Worth It?
After thoroughly testing WhiteBIT and comparing it to other major exchanges, I can confidently say it’s one of the best platforms for European and international crypto traders-especially if you value security, low fees, and a feature-rich ecosystem.
Visit WhiteBIT WebsiteWho is WhiteBIT best for?
- European and international users (excluding the US and other restricted countries)
- Traders seeking advanced security and low fees
- Those who want a seamless fiat on/off ramp and a crypto card for daily spending
- Beginners and pros alike, thanks to demo trading and advanced order types
Ready to get started?
If you’re looking for a secure, versatile, and cost-effective crypto exchange, WhiteBIT is a top contender. Sign up using my affiliate link to unlock exclusive bonuses and start your crypto journey with confidence!
Frequently Asked Questions – FAQs
Do I need to complete KYC to use WhiteBIT?
What is the WhiteBIT Demo Token?
Demo Tokens (DBTC and DUSDT) are free, virtual assets that let you practice trading on the platform without risking real funds. They are ideal for beginners and for testing strategies.
Can I use WhiteBIT on mobile?
How to Get and Use the WhiteBIT Demo Token: Step-by-Step Instructions
Practicing with Demo Tokens on WhiteBIT is a great way to learn the platform and test your trading skills risk-free. Here’s a simple guide to get started:
Step 1: Get Demo Token Codes
- Log in to your WhiteBIT account.
- In the left menu, click on “Get Demo Token.”
- A panel will appear with codes for DBTC (Demo Bitcoin) and DUSDT (Demo Tether). Copy one of the codes.
Step 2: Activate Your Demo Token
- In the same menu, click “Activate Code.”
- Paste the copied code into the field.
- Click “Activate” and complete the CAPTCHA.
- The Demo Token will be credited to your Main Balance and recorded in your Codes history.
Step 3: Repeat for the Second Token
- Repeat the process to activate the second Demo Token code.
- You will receive 0.5 DBTC and 1000 DUSDT in total.
Step 4: Transfer to Trade Balance
- Move your Demo Tokens from Main Balance to the Trade Balance to start trading.
Step 5: Start Trading
- Go to the “Trade” page.
- Select the DBTC/DUSDT trading pair.
- Practice placing different order types and exploring the platform’s features.
Note: The Demo Token can only be used for spot trading. Users cannot use it for practice in futures and margin trading.
