What is a crypto card?

A crypto card is a payment card connected to a crypto platform, wallet, or credit facility. Depending on the product, crypto may be converted to fiat before spending, at checkout, or used as collateral for borrowing.

Are crypto cards debit cards or credit cards?

They can be prepaid, debit, or dual-mode. A prepaid or debit product generally spends a funded balance, while a credit-mode product may borrow against digital-asset collateral. Read the cardholder agreement instead of relying on the brand name.

Do crypto cards work in every country?

No. Availability, issuer, identity checks, supported assets, limits, and fees can vary by country, state, region, and product tier. The directory shows provider-published availability wording and links to the official source for verification.

Do crypto cards have hidden fees?

Costs can include spreads, foreign-exchange charges, ATM fees, top-up fees, subscription fees, staking or lockup requirements, borrowing interest, and taxes. A provider’s headline ‘no fee’ statement may apply only to a specific fee category or region.

Does CryptosBeginner rank or recommend these cards?

No. The directory is a factual research aid, not personalized financial advice or an endorsement. It separates provider claims from editorial context and encourages readers to verify current terms before applying.

Do referral links affect the card information?

Some check-card buttons use referral links that may benefit CryptosBeginner if a user signs up. The referral relationship does not change the inclusion criteria or guarantee approval, fees, rewards, availability, or suitability. Provider terms remain the authority.

How should I compare crypto-card fees?

Compare issuance, subscription, top-up, conversion spread, foreign-exchange, ATM, borrowing, and tax-related costs for your country and expected usage. A no-annual-fee headline can still coexist with other charges.

← Back to CryptosBeginnerFacts checked October 2026

Crypto Cards · compare the rails

Find the card. Read the footnotes.

A source-backed directory of 203 crypto spending cards. Availability, fees, rewards, issuers, and taxes vary; this page organizes the facts without turning them into a personal recommendation.

Affiliate disclosure: Some “Check card” buttons may use referral links. That does not change the listing criteria or guarantee approval, pricing, rewards, or suitability. Provider pages remain the source of current terms.

Card finder quiz Collections By country Issuers Guides Card graveyard

203 cards tracked

269 sources cited

2,946 reviewed facts

203 of 203 cards

Images: official issuer artwork · Facts checked October 2026

Mastercard

1inch Card

1inch (issued by Monavate, powered by Crypto Life and Baanx)

DebitSelf-custodyVirtual · Physical

Self-custody Mastercard debit card that converts crypto to fiat at the point of sale.

Not disclosed on the reviewed pages.

Available in the United Kingdom and the European Economic Area, with expansion planned pending partner approvals.

Card	Rate	Est. monthly reward	Paid in	Conditions
Bybit Card Bybit	10%	$100.00	rewards	Bybit advertises up to 10% cashback: 2% to 10% on everyday spending, plus a selected-users offer of 10% cashback up to 300 USD. The earlier 110 USDT welcome-package wording could not be confirmed on the current page; check terms before applying.
OKX Card OKX	10%	$100.00	rewards	Cashback on eligible purchases, with the rate not disclosed on the reviewed page; up to 10% APY advertised on the OKX Card balance.
Oobit Card Oobit	10%	$100.00	rewards	Up to 10% cashback advertised on the official site; base rates and token-holder tiers apply.
WhiteBIT Nova Card WhiteBIT	10%	$100.00	BTC	Cashback in BTC or WBT up to 10% by category (e.g. 10% on subscriptions, 5% on taxis, 1% on groceries), capped at EUR 25 per month with a EUR 5 minimum claim.
DeCard DeCard (DCS)	10%	$100.00	rewards	DePoints at 1 per $1 on the standard card; Luminaries tier offers tiered cashback up to 10% capped at $200 per month.
LBank Card LBank	10%	$100.00	rewards	Up to 10% cashback on eligible transactions, including a dedicated coffee cashback program.
Satoshi Tango Card Satoshi Tango	10%	$100.00	rewards	Cashback of up to 10% on purchases paid with crypto.
Fizen Card Fizen	10%	$100.00	rewards	Up to 10% cashback in FiPoint advertised; tier rates and caps not published in detail. No staking required.
Bitazza Freedom Card Bitazza	9%	$90.00	rewards	Up to 9% rebate on card top-ups; higher tiers and VIP perks via BTZ staking.
Bitunix Card Bitunix	8%	$80.00	USDT	Up to 8% cashback in USDT by VIP tier (1% at VIP 1 up to 8% at VIP 8), capped from 4 USDT to 1,000 USDT per month.
PureFi Card PureFi	6%	$60.00	rewards	Up to 6% variable APY on real-estate shares (projection, not guaranteed); shares can lose value.
Whop Business Card Whop	5%	$50.00	rewards	Up to 5% cashback is described for selected business categories, with a $50,000 monthly cap in the reviewed product material; other spending may earn 0%.
MEXC Card MEXC	10%	$50.00Cap applied	rewards	MEXC advertises up to 10% cashback, with tier, spending, and eligible-transaction conditions. Per MEXC's cashback FAQ, monthly cashback is capped at $50 on the Standard tier and $150 on Premier.
Gnosis Pay Card Gnosis Pay	5%	$50.00	GNO	Up to 5% cashback paid in GNO, tiered by the amount of GNO held in the wallet (no staking or lock required per third-party accounts; official docs do not detail the tiers).
BingX Card BingX	5%	$50.00	rewards	Up to 5% cashback on eligible purchases; up to 20% cashback on selected subscriptions.
Blackcatcard Blackcatcard (Papaya Ltd)	5%	$50.00	rewards	Up to 5% cashback advertised in company materials; terms vary.
Brighty Card Brighty (Brighty Digital UAB)	5%	$50.00	USDC	USDC cashback on every card payment; Earning Cards pay up to 5% APY on linked stablecoin balances.
Spritz Card Spritz Finance	5%	$50.00	rewards	5% back in Spritz Credits on qualifying travel and dining during 3-day spree windows; credits arrive 2 to 5 days after settlement.
PayPal Debit Mastercard PayPal	5%	$50.00	rewards	5% cashback on one selected spending category.
CoinZoom Visa Debit Card CoinZoom	5%	$50.00	ZOOM	Up to 5% crypto back in ZOOM tokens, with the rate determined by staking tier.
Ethena Pay Card Ethena	5%	$50.00	AVAX	AVAX cashback of 4 to 5% depending on tier.
Falcon Card Falcon Finance	4.21%	$42.10	rewards	None published. sUSDf offers 4.21% APY for holders (separate staking product).
Gemini Credit Card Gemini	4%	$40.00	rewards	Category-tiered crypto rewards including a 4% tier capped at 300 USD in monthly category spend (additional spend earns 1%), and 1% back on everything else. Rewards deposited automatically in the chosen cryptocurrency.
Uphold Debit Card Uphold	4%	$40.00	rewards	Elite: 4% XRP back on crypto/metals-funded spending, 3% on fiat/stablecoin-funded spending, up to $300 per month. Essential: 2% XRP back, up to $120 per month. Rates valid 3 months after activation for newer activations.
eToro Money Card eToro Money	4%	$40.00	rewards	Up to 4% back in stocks each month (up to about 100 GBP/EUR/USD in value) for Platinum tier and above; promotion runs until December 31, 2026.
Vivid Money Card Vivid Money	4%	$40.00	rewards	Up to 4% crypto cashback on the Prime plan, paid in selectable cryptocurrencies.
Young Card Young Platform	3.6%	$36.00	YNG	YNG token cashback of up to 3.6% depending on tier.
Binance Card Binance	3%	$30.00	rewards	Up to 3% cashback on eligible purchases capped at 50 USD per month in South Africa, New Zealand and Australia; up to 2% capped at 120 BRL per month in Brazil.
Plutus Card Plutus	3%	$30.00	PLUS	3% back in PLUS on daily spend as standard, climbing to 9% via loyalty tiers; reward-eligible spend capped monthly at GBP/EUR 250 (Starter), 500 (Everyday), 1,000 (Premium).
ether.fi Cash ether.fi	3%	$30.00	rewards	3% cashback on card spend (4% on VIP), 5% cashback on ether.fi Travel bookings plus up to 65% off hotels and flights. Monthly caps: Core up to $2,000, Luxe up to $10,000, Pinnacle up to $50,000.
Solid Card Solid	3%	$30.00	USDC	Cashback in USDC on eligible purchases: Core 3% (cap $50/month), Prime 4% (cap $100/month), Ultra 5% (cap $200/month). Credited 14 days after the transaction settles. Savings yield: up to 6% APY on dollars, 15% on FUSE, 3% on ETH.
Venmo Credit Card Venmo (Synchrony Bank)	3%	$30.00	rewards	3% cashback in the top spend category, 2% in the second, 1% on everything else; optional auto-purchase of crypto with cashback.
Nexo Card Nexo	2%	$20.00	rewards	Up to 2% crypto cashback in Credit Mode, with published tier and balance requirements.
Bitget Wallet Card Bitget Wallet	2%	$20.00	rewards	All cardholders earn 2% base assetback by default; new users or those reaching the monthly spending threshold (200 to 400 USD) earn 3%. The reward asset (BTC, gold, US stocks or USDC) can be changed once per calendar month; excluded merchant categories and refunded or reversed transactions earn nothing.
KardPay Card KardPay	2%	$20.00	rewards	Up to 2% cashback, unlocked by staking KDY: Tier 1 pays 1% ($3,000 KDY stake, $5K/transaction, $50K/month), Tier 2 pays 1.5% ($6,000 KDY, $10K/transaction, $100K/month), Tier 3 pays 2% ($18,000 KDY, $50K/transaction, $1M/month). KDY is locked for 180 days after activation.
Kraken Debit Card Kraken	2%	$20.00	BTC	Up to 2% cashback in Bitcoin, euros or pounds on eligible purchases, tiered by average 30-day balance: Starter 0%, Lite 0.5% at 200 GBP/EUR, Pro 1% at 1,000, Elite 1.5% at 10,000, Max 2% at 50,000. New cardholders get 30 days of Max-tier rewards as a welcome. The Krak account also pays Salary Match on payroll deposits: in the UK and EEA, 0.25% to 1% on the same balance tiers for salary paid in by FPS or SEPA, with a £/€2,500 monthly minimum, eligible salary capped at £/€25,000 per month, and rewards paid at the start of the following month in local currency or BTC. In November 2026 the program reached the US through Krak Paycheck: up to 1% on direct-deposit paychecks, a $2,500 minimum qualifying monthly payroll, rewards capped at $250 per month, paid monthly in BTC or USD, and no fee for receiving salary; not available in New York, Maine, Indiana or Massachusetts.
Ripio Card Ripio	2%	$20.00	USDT	2% cashback in USDT, BTC or ETH on crypto-funded purchases; 0.5% on ARS-funded purchases; new users earn 4% and 1% respectively for the first 30 days.
Bitrefill Card Bitrefill (Airfill Prepaid AB)	2%	$20.00	rewards	2% total cashback: 1% on every crypto deposit and 1% on every purchase, no cap; redeemable on gift cards and eSIMs.
Pulsar Money Card Pulsar Money	2%	$20.00	rewards	Up to 2% cashback on the Free plan and up to 4% on Pro, from November 1, 2026. This replaced the October launch promotion of 4% base cashback plus 8% on subscriptions.
Coinbase One Card Coinbase (via Cardless; issued by First Electronic Bank)	2%	$20.00	rewards	2% to 4% back in bitcoin based on assets held on Coinbase; 2.5% to 4% tiers capped at $10,000 in eligible purchases per month; unlimited 5% back on travel booked via Coinbase One Card Travel.
Plasma One Card Plasma	2%	$20.00	XPL	XPL cashback: 2% on Lite (first $500/month, then 0.1%), 3% on Premium (first $1,000/month, then 2% on the next $1,000, 1% on the next $1,000, 0.25% after), 4% on Platinum (first $3,000/month). Premium's AI benefit is a $200 per year AI spend credit, allocated monthly across an expanded list of AI providers; it replaced the old Core AI cashback bands and ChatGPT Go rebate on 11 November 2026. Premium also adds local merchant rewards in Dubai, London and New York.
Trade Republic Card Trade Republic	2%	$20.00	rewards	2% Crypto Saveback auto-reinvested into a savings plan on up to 1,500 euros of monthly spend; requires a minimum 50 euro monthly investment.
XPlace Card XPlace	2%	$20.00	USDC	Up to 2% cashback paid in USDC, plus 5% cashback on Uber, Sixt and Wheely spend on the higher paid tiers (Gold and Platinum).
Jupiter Card Jupiter	2%	$20.00	rewards	2% cashback on qualifying purchases up to 100 USD per month; 4% up to 200 USD per month with two or more qualifying referrals in the prior month.
Crypto.com Visa Card Crypto.com	1.5%	$15.00	rewards	1.5% (Ruby), 2.5% (Jade), 3.5% (Royal Indigo), or 4.5% (Icy White and Rose Gold) CRO back on everyday spending, each with a published monthly cap (USD 750, 1,500, 3,000, and 5,000 respectively, with a reduced rate after the cap on the higher tiers). Rates and rebates can change at Crypto.com's discretion.
Tria Card Tria	1.5%	$15.00	rewards	Boosted cashback applies to the first slice of monthly spend, then drops: Lite 1.5% on first 1,000 USD/month then 0.5% unlimited; Pro 4.5% on first 1,000 USD/month then 1% unlimited; Max 6% on first 2,000 USD/month then 1% unlimited. The app showed a 10 USD joining bonus during our review, marked as time-limited.
Fold Bitcoin Credit Card Fold	1.5%	$15.00	rewards	1.5% back in bitcoin uncapped; up to 5% on the first $5,000 of monthly spend with a $100,000 Reserve balance; extra 0.5% when paying the bill with bitcoin.
Infini Lite Plus Card Infini	1.5%	$15.00	rewards	1.5% cashback with no cap, per Infini's announcement.
KAST Card KAST	1.5%	$15.00	rewards	Standard: 1.5% cashback. Premium: 2% cashback plus 1% back in points. Private: 3% cashback plus 2% back in points. USD Reserve account: 8% (Standard), 10% (Premium), 12% (Private) boosted annual reward rates until mid-2027, returning to 4% after. Boosted rates are funded by KAST as a promotion. Caps and excluded categories may apply; confirm in the app.
MetaMask Card MetaMask	1%	$10.00	rewards	The reviewed page lists 1% mUSD back for Virtual and 3% for Metal on the first $10,000 of spend, then 1% for Metal; terms apply.
CL Card, Ledger-compatible Baanx, designed for Ledger	1%	$10.00	BTC	1% cashback in BTC, USDC, or USDT depending on country of residence; no staking required is advertised.
Gate Card Gate	1%	$10.00	rewards	Cashback of 1% to 8% across tiers T0 to T5, issued as points where 100 points equal 1 USDT. T5 pays up to 8% with a monthly cap of 40,000 points (400 USDT); T0 pays 1% capped at 500 points (5 USDT).
Xapo Bank Card Xapo Bank	1%	$10.00	rewards	Up to 1% cashback in Bitcoin on purchases; targeted campaigns run periodically.
Bitpanda Card Bitpanda	1%	$10.00	rewards	1% cashback on purchases paid with crypto-assets; euro, stablecoin, metal and stock funding excluded.
Blockchain.com Visa Card Blockchain.com	1%	$10.00	rewards	1% back in crypto on all purchases.
Pionex Card Pionex	1%	$10.00	rewards	Up to 1% cashback, rising to up to 6% at selected partners; 5% Flexible Earn advertised on card balances.
BitMart Card BitMart	1%	$10.00	rewards	1% to 10% cashback based on transaction type, merchant category, and BitMart loyalty tier, per the official launch announcement.
Shakepay Card Shakepay	1%	$10.00	rewards	Bitcoin cashback with the rate set by Shakepay status tier; approximately 1% at Base and Bright tiers and higher at upper tiers.
Hyperbeat Card Hyperbeat	1%	$10.00	rewards	Daily cashback of 0.2 to 1%.
CoinJar Card CoinJar	1%	$10.00	rewards	1 CoinJar Rewards point per 1 unit of currency spent; the 1% purchase conversion fee is returned as points redeemable against trading fees or in the Rewards Store.
Wirex One Card Wirex	0.5%	$5.00	USD	Wirex advertises 0.5% to 8% cashback in USD depending on membership tier.
Bit2Me Card Bit2Me	0.25%	$2.50	rewards	Cashback in B2M from 0.25% up to 7% depending on Space Center level, with monthly caps per tier.
Kolo Card Kolo	2%	$2.00Cap applied	BTC	Standard cashback: 2% for the first 30 days, then 1%, capped at $2 per purchase in the first 30 days and $1 per purchase after, with a $100/month overall cap. Invite promo: 5% back in BTC for the first 2 months on the EUR card.

#	Program	October spend	Share	vs September
1	RedotPay	$423.5M	31%	+5%
2	ether.fi Cash	$141.9M	10%	+10%
3	KAST	$121.0M	8.8%	+6.3%
4	Wirex One	$54.8M	4%	+15%
5	Karta	$53.6M	3.9%	+8.4%
6	Plasma One	$30.2M	2.2%	+18%
7	Kolo	$20.5M	1.5%	+4.4%
8	Karta.io	$18.0M	1.3%	+8.1%
9	Tria	$15.8M	1.2%	-5.7%
10	Coca	$7.8M	0.6%	-16%